DSL Business Finance is Scotland’s leading not-for-profit lender, providing vital loan finance to SMEs. Over the past five years, we have delivered over £19 million in loans to 637 businesses, creating and sustaining 3,793 jobs across Scotland.

We provide and manage a range of loan funds, including microfinance loans of up to £25,000 and smaller loans between £25,000 and £100,000 to support start-up, early-stage, and growing businesses across Scotland, offering financial support at key stages of their development. Delivering these loans successfully requires a good understanding of loan products, risk management, and the needs of businesses at different stages of growth.

Our objectives are to create opportunities for enterprise, grow existing businesses, create job, and contribute to the long-term sustainability of local communities across Scotland

The Loan Officer is responsible for engaging with loan applicants to submit proposals for loans to underwriting. The post holder will also work to develop partnerships with local business support agencies, generate their own new leads and ensure DSL services are promoted in the market.

Duties are determined by the Chief Operating Officer. There will be an annual appraisal with interim reviews of objectives as well as ongoing informal meetings as required in line with normal business practice.  Priorities are set in line with business needs.

Internal

External

Essential

• Personally organised, diligent with an eye for and attention to detail.
• Excellent communicator both verbal and written.
• Ability to work independently and as part of a team.
• Ability to take initiative as circumstances require.
• Desire to learn and gain new skills.

Desirable

• Business Plan assessment skills
• Financial qualification/experience
• 3 year’s general business experience
• Minimum 2 years lending experience to SMEs
• Car owner/clean licence
• Experience of working as part of team in a fast-paced environment