We have put together some of our most frequently asked questions to help guide your business decisions.  If you have any questions which may not be answered in this guide, contact us and we will be happy to help.

Applying for a loan is easy. To apply online, please click here.

Once we have your application, one of our Loan Officers will get in touch to discuss your application.

This depends very much on what information is available but the Loan Officer will guide you. Some loans are approved and funds in a bank account in 2 weeks but most take bit longer. Between six and eight weeks is fairly typical.

All applications are assessed by a Loan Officer who will decide whether to progress to underwriting. For higher value loans this may involve submission to a funding panel. This applies to less than 10% of applications. The funding panel will review your application and have the final say on whether you are successful or not. DSL funding panels comprise of volunteers who are experienced in finance and the SME market. Panel decisions will generally be conveyed same day.

Check out our Advice and Mentoring section for full details. Please do give us a call should you wish anything clarified.

The financial information required differs depending on whether you are a start-up or an existing business. If you are unsure what you need to provide please give our team a call and they will be happy to help.

Absolutely, DSL has years of experience of providing funding to start-up businesses and the Start-up Loans Scheme that we deliver is designed specifically for this. Ideally you will have some experience in the sector that you are wishing to start up in but this is not always essential.

Yes, but it depends on when you were discharged and the nature of the bankruptcy so please give us a call and we will advise.

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