DSL Secured Loans

DSL Secured Loans

If you have not met the criteria of the other loan funds that we deliver then, DSL may be able to assist you achieve your business goals by providing a secured loan


  • Loans from £1,000 – £50,000
  • Competitive Interest rates of 12.00% to 15.00% per year subject to risk profile/security
  • 2% Admin Fee
  • Security Fee – Where applicable, £100 will be charged for taking a Bond and Floating Charge. Other security fee as applicable subject to nature of security.
  • No early repayment fees
  • No hidden charges
  • Security is required
  • Free registration to become a member of the Federation of Small Businesses (FSB). Get in touch with us for more details

Please note that we will undertake our standard credit and fraud checks on all applicants.

An example for Illustrative purposes:

Annual Interest Rate (fixed) is 9% p.a. (10.3% APR) based on borrowing £25,000 and repaying over 5 year in 60 monthly repayments of £518.96 each with total amount repayable of £31,637.53 (this amount includes an upfront fee of £500 and total interest amount of £6,137.53).

The loan calculator is designed to help you work out what your total and monthly repayments will be, depending on the loan term and amount you choose. This is amount does not include 2% admin fee.

We treat all our customers and their applications on an individual basis. At least 51% of accepted loan applicants will be offered the Representative APR advertised for this loan amount and term, or a lesser APR. All other accepted applications will be offered a higher rate. The APR we offer is determined by the details you supply and the loan you are applying for, along with an independent verification of your credit and repayment history and presentation of your business proposal.

Get in touch to find out more.

All applicants are assigned a Loan Officer throughout the process and receive face-to-face, pre and post loan drawdown support. Our friendly team are here to advise and support you every step of the way.

DSL Business Finance Ltd

Established in 1993 and headquartered in Glasgow, DSL Business Finance Ltd is a not-for-profit alternative lender providing loans to SMEs and social enterprises throughout Scotland. We are fully regulated by the Financial Conduct Authority and a member of the Responsible Finance Association. We hold a license to advance loans under the UK Government’s Enterprise Finance Guarantee (EFG) scheme.

The above calculator should be used for illustrative purposes only.  Exact figures will be published in the loan offer documentation.

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